Odessa 6 W 1st Ave, 509-982-2991 / Wilbur 203 NW Main Ave, 509-647-5516
Farm & CROP
We understand that your farm and crops are your livelihood. We have a dedicated agent in each office who will work with you to find solutions that meet your individual needs.
- Farmowner Package
- Farm Liability
- Farm Auto
- Multi-Peril Crop Insurance
- Crop Hail & Fire
- and more
FARM
Because each farm or ranch is unique these are a highly customized policy: you start with basic barebones coverage, then tack on additional options based on the needs of your home and business. We take you thru the options to help you find the policy that fits your needs.
CROP
Crop insurance can protect you from the loss of your crops due to natural disasters or the loss of revenue owing to a decline in the prices of agricultural commodities.
Common coverages
FARM PACKAGE
Like a standard homeowner's policy, farm insurance will cover your home, possessions and personal liability. Beyond that, it also includes coverage for your farm liability, tools and equipment along with an assortment of specialized coverages to choose from.
FARM LIABILITY
Landowners still need protection for you and your assets from lawsuits and losses due to your land ownership. This liability policy can provide that protection at a minimal price.
FARM AUTO
Insuring your farm vehicles is a smart idea. From trucks to farm truck tractors, ATVs and even trailers, the vehicles that keep your farm or ranch working need special protection... because accidents do happen. The type of coverage you’ll need depends on how the vehicle is used.
MULTI PERIL CROP INSURANCE
MPCI covers crop losses, including lower yields, caused by natural events, such as:
- Destructive weather (hail, frost, damaging wind).
- Disease.
- Drought.
- Fire.
- Flooding.
- Insect damage perils
HAIL & FIRE CROP INSURANCE
In areas of where hail or fire is not uncommon, farmers often purchase crop-hail policies to protect their crops. Many farmers purchase crop-hail coverage as a supplement to MPCI.