We understand that your farm and crops are your livelihood. We have a dedicated specialist in each office who will work with you to know which options will meet your individual needs and ensure you have peace of mind.
Because each farm or ranch is unique these are a highly customized policy: you start with basic barebones coverage, then tack on additional options based on the needs of your home and business. We take you thru the options to ensure you have the right policy to meet your needs.
Crop insurance can protect you from the loss of your crops due to natural disasters or the loss of revenue owing to a decline in the prices of agricultural commodities.
Like a standard homeowner's policy, farm insurance will cover your home, possessions and personal liability. Beyond that, it also includes coverage for your farm liability, tools and equipment along with an assortment of specialized coverages to choose from.
Landowners still need protection for you and your assets from lawsuits and losses due to your land ownership. This liability policy can provide that protection at a minimal price.
Insuring your farm vehicles is a smart idea. From trucks to farm truck tractors, ATVs and even trailers, the vehicles that keep your farm or ranch working need special protection... because accidents do happen. The type of coverage you’ll need depends on how the vehicle is used.
MPCI covers crop losses, including lower yields, caused by natural events, such as:
In areas of where hail or fire is not uncommon, farmers often purchase crop-hail policies to protect their crops. Many farmers purchase crop-hail coverage as a supplement to MPCI.